Loan Affordability Calculator
Find out how much you can afford to borrow based on your income, existing debts, and the loan terms.
Before taxes and deductions
Credit cards, student loans, other loan payments
Amount you'll pay upfront
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How This Calculator Works
This calculator determines your maximum affordable loan based on debt-to-income (DTI) ratio guidelines. Different loan types have different recommended maximum percentages of your income.
Lenders typically prefer total DTI under 36% and won't approve loans that push it above 43%. This calculator helps you find a loan size that fits comfortably within your budget.
Frequently Asked Questions
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This calculator provides estimates based on general guidelines. Actual loan approval depends on your credit score, employment history, and lender requirements. This is not a guarantee of loan approval or specific terms.
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